This might seem like an outrageous goal but I will retire at age 40 that is only 8 years away - how & why?
I go way back....................when it all started!
Well firstly I experienced debt from the age of 18 when I bought my first car, which I could not afford but somehow used my persuasive skills to get my Mom to agree as I was not 21 yet to buy the car in her name and I pay for it over the next 36 months, well to discover something called insurance which was not mentioned till I was about to sign my life away in my mind I was earning something like R1400 per month in Cape Town and the car re-payments were R600 THEN INSURANCE.......another R300 then the rent of R400 which left me with just enough to put petrol in for 1 week as this was a 2L Boss super fuel eating machine. The GSI got me 3 weeks later doing 130km/h in a 60km/h zone at 7h50am.......a fine arrived FAO ......yes you guessed MOM.........
OMG no admission of guilt I had to go to court! Thank the lord the angels were watching over me........the judge asked me "is this your first offence? I replied: "yes your honour, I have R200 here and am planning to pay the rest off" He looked me up and down and said where were you going in such a hurry at 7h50am? I replied "it is my Mom's car and I was not used to accelerator petal and you honestly cannot feel how fast you are going" Ok then pay the R200 and I never want to see your face here again............was I out of there like a flash.
I was still faced with this financial challenge of things never quiet balancing but am very fortune that I have a very understanding supportive Mother. I then used to constantly "borrow" money for petrol, going out and it just never ended - I paid back what I could afford.
Then I now realised I had to move from
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